According to court documents obtained by The Blast, an Orange County judge has set a court date for March 17, 2020. The lawsuit was brought by Joan Lile against Vicki and her company Coto Insurance & Financial Services.
The judge is warning Joan to move her case forward or he will dismiss it in March. A recent hearing was held where neither party showed up.
The case was originally filed in January 29, 2019. Joan accuses Vicki of breach of contract, fraud and deceit, negligence, unfair business practices and intentional infliction of emotional distress. Vicki has not filed a response to the lawsuit.
The case has had no movement since August, which is why the judge set the March hearing. The court will throw out all claims if Joan doesn’t appear and explain why she hasn’t moved it along.
The lawsuit said, In 1996, Joan and her husband Robert Lile purchased a policy of long-term care insurance. They wanted a policy that if one spouse passed away, all future medical premiums for the surviving spouse would be covered on the policy.
Joan says “preying on the confidence and trust” of her and her husband, Gunvalson sold them a policy that she promised had an inclusion the special provision “Lifetime Waiver of All Premiums for a Surviving Spouse”.
Further, “This SWOP benefit was of utmost importance to the Liles because Robert Lile was significantly older than Joan Lile and wanted, above all else, to know that his wife would be protected financially upon his passing.”
She accuses Gunvalson of fraudulently and willfully misrepresented to her the policies for over 20 years, “throughout which time PLAINTIFF paid ever-increasing premiums yet was ultimately denied the specific benefit on which the purchase of the policy was predicated.”
Robert Lile passed away in 2017 and Joan tried to exercise the SWOP benefit, only to be denied by the insurance company and continued to be charged premiums. She is suing for unspecified damages.
A lawyer for Gunvalson tells The Blast, “The claims alleged against Gunvalson are completely false. Gunvalson has always acted professionally and with the utmost truthfulness and integrity in every transaction that she acted as an insurance agent for her clients. She has never engaged in any fraudulent conduct nor misrepresented any terms of any policy. She vehemently denies the false allegations made against her in the lawsuit by Mrs. Lile. The claims made against Gunvalson are completely false and lack any merit whatsoever.”
Vicki recently dropped her own lawsuit against “Real Housewives of Orange County” producers and costar Kelly Dodd.